Home Loan Guides
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2026-05-21
What is a Bond Originator and Do You Need One?
A bond originator submits your home loan application to multiple South African banks at once — for free. Here's how they work and whether you should use one.
2026-05-21
FLISP Explained: The First-Time Buyer Subsidy Most South Africans Don't Know About
FLISP is a government subsidy of up to R121,626 for first-time home buyers earning R3,501–R22,000 per month. Here's how to qualify and apply.
2026-05-21
How Bond Registration Fees Are Calculated in South Africa
Bond registration fees are set by the Law Society of SA and charged on a sliding scale based on your bond amount. Here's the full tariff table and worked examples.
2026-05-20
What is Transfer Duty? A First-Time Buyer's Guide
Transfer duty is a tax paid to SARS when buying property in South Africa. Here's exactly how it's calculated and what you'll owe.