Home Loan Calculators
Free tools for first-time buyers in South Africa. No sign-up, no data stored.
Affordability Calculator
Start hereFind out the maximum bond you qualify for based on your take-home pay, monthly obligations, and deposit.
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Repayment Calculator
See your exact monthly repayment across best-case, likely, and worst-case interest rate scenarios.
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Extra Payment Calculator
See how much interest you save and how many years you cut off your bond by paying a little extra each month.
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Bond Cost Calculator
Get an instant breakdown of transfer duty, bond registration fees, transfer attorney fees, and initiation fees.
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Amortisation Calculator
See your full month-by-month bond schedule — how much goes to interest vs principal each year, and when you'll be debt-free.
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Deposit Savings Calculator
Work out how much to save each month to reach your deposit target in your chosen timeframe.
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FLISP Eligibility Checker
Check if you qualify for the government first-time buyer subsidy of up to R121,626 — and estimate your amount.
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